next.js StripeInvalidRequestError：无此外部帐户

vq8itlhq  于 2023-05-06  发布在  其他
关注(0)|答案(1)|浏览(158)

我想创建条纹支付转移资金从我的帐户到卖方的帐户。如果卖家没有stripe帐户，我会尝试使用stripe.accouns.create创建一个帐户，然后使用stripe.accouns.createExternalAccount创建一个外部帐户，并将卖家的银行帐户连接到他的stripe帐户。现在，当我尝试创建一个条带支付的过程是失败的这个错误。
我的后台：

import Stripe from 'stripe';

const stripe = new Stripe(process.env.STRIPE_SECRET_KEY, {
  apiVersion: '2020-08-27'
});

export default async function handler(req, res) {
  if (req.method === 'POST') {
    try {
      const { amount, recipientId, routingNumber, accountNumber,emailId } = req.body;
      
      let recipientAccountId;
      
      if (recipientId) {
        recipientAccountId = recipientId;
      } else {
        // Create a Custom account for the recipient
        const account = await stripe.accounts.create({
          type: 'custom',
          country: 'US',
          email: emailId,
          capabilities: {
            card_payments: {requested: true},
            transfers: {requested: true},
          },
        });

        recipientAccountId = account.id;
        console.log("customAccount",account)
        // Add the recipient's bank account details
      await stripe.accounts.createExternalAccount(recipientAccountId, {
          external_account: {
            object: 'bank_account',
            country: 'US', 
            currency: 'usd',
            routing_number: routingNumber,
            account_number: accountNumber
          }
        });
      }
    
     // Create a payout to the recipient's account
      const payout = await stripe.payouts.create({
        amount,
        currency: 'usd',
        method: 'standard',
        destination: recipientAccountId
      });

      // // //Create a session ID to pass back to the client
      const sessionId = payout.id;

      res.status(200).json({ sessionId });
      
    } catch (error) {
      console.error(error);
      res.status(500).json({ error: 'An error occurred while initiating the payout.' });
    }
  } else {
    res.setHeader('Allow', 'POST');
    res.status(405).end('Method Not Allowed');
  }
}

错误：

StripeInvalidRequestError: No such external account: 'acct_1N2Aq7GfOcRyeiYj'
    at StripeError.generate (file:///C:/Users/gauth/OneDrive/Desktop/AAK/Blockchain-Dev/node_modules/stripe/esm/Error.js:7:20)
    at res.toJSON.then.StripeAPIError.message (file:///C:/Users/gauth/OneDrive/Desktop/AAK/Blockchain-Dev/node_modules/stripe/esm/RequestSender.js:102:43)    
    at process.processTicksAndRejections (node:internal/process/task_queues:95:5) {
  type: 'StripeInvalidRequestError',
  raw: {
    code: 'resource_missing',
    doc_url: 'https://stripe.com/docs/error-codes/resource-missing',
    message: "No such external account: 'acct_1N2Aq7GfOcRyeiYj'",
    param: 'destination',
    request_log_url: 'https://dashboard.stripe.com/test/logs/req_qUBEETBOLIdSqF?t=1682763438',
    type: 'invalid_request_error',
    headers: {
      server: 'nginx',
      date: 'Sat, 29 Apr 2023 10:17:18 GMT',
      'content-type': 'application/json',
      'content-length': '353',
      connection: 'keep-alive',
      'access-control-allow-credentials': 'true',
      'access-control-allow-methods': 'GET, POST, HEAD, OPTIONS, DELETE',      
      'access-control-allow-origin': '*',
      'access-control-expose-headers': 'Request-Id, Stripe-Manage-Version, X-Stripe-External-Auth-Required, X-Stripe-Privileged-Session-Required',
      'access-control-max-age': '300',
      'cache-control': 'no-cache, no-store',
      'idempotency-key': '17e2ea5a-6362-4b3c-aabe-a7e6d2925b17',
      'original-request': 'req_qUBEETBOLIdSqF',
      'request-id': 'req_qUBEETBOLIdSqF',
      'stripe-version': '2020-08-27',
      'strict-transport-security': 'max-age=63072000; includeSubDomains; preload'
    },
    statusCode: 400,
    requestId: 'req_qUBEETBOLIdSqF'
  },
  rawType: 'invalid_request_error',
  code: 'resource_missing',
  doc_url: 'https://stripe.com/docs/error-codes/resource-missing',
  param: 'destination',
  detail: undefined,
  headers: {
    server: 'nginx',
    date: 'Sat, 29 Apr 2023 10:17:18 GMT',
    'content-type': 'application/json',
    'content-length': '353',
    connection: 'keep-alive',
    'access-control-allow-credentials': 'true',
    'access-control-allow-methods': 'GET, POST, HEAD, OPTIONS, DELETE',        
    'access-control-allow-origin': '*',
    'access-control-expose-headers': 'Request-Id, Stripe-Manage-Version, X-Stripe-External-Auth-Required, X-Stripe-Privileged-Session-Required',
    'access-control-max-age': '300',
    'cache-control': 'no-cache, no-store',
    'idempotency-key': '17e2ea5a-6362-4b3c-aabe-a7e6d2925b17',
    'original-request': 'req_qUBEETBOLIdSqF',
    'request-id': 'req_qUBEETBOLIdSqF',
    'stripe-version': '2020-08-27',
    'strict-transport-security': 'max-age=63072000; includeSubDomains; preload'  },
  requestId: 'req_qUBEETBOLIdSqF',
  statusCode: 400,
  charge: undefined,
  decline_code: undefined,
  payment_intent: undefined,
  payment_method: undefined,
  payment_method_type: undefined,
  setup_intent: undefined,
  source: undefined
}

我试着控制我的帐户，得到以下结果。我想知道为什么card_payments和transfers不活动

{
  id: 'acct_1N2Aq7GfOcRyeiYj',
  object: 'account',
  business_profile: {
    mcc: null,
    name: null,
    product_description: null,
    support_address: null,
    support_email: null,
    support_phone: null,
    support_url: null,
    url: null
  },
  business_type: null,
  capabilities: { card_payments: 'inactive', transfers: 'inactive' },
  charges_enabled: false,
  country: 'US',
  created: 1682763436,
  default_currency: 'usd',
  details_submitted: false,
  email: 'gauthamvijay@rocketmail.com',
  external_accounts: {
    object: 'list',
    data: [],
    has_more: false,
    total_count: 0,
    url: '/v1/accounts/acct_1N2Aq7GfOcRyeiYj/external_accounts'
  },
  future_requirements: {
    alternatives: [],
    current_deadline: null,
    currently_due: [],
    disabled_reason: null,
    errors: [],
    eventually_due: [],
    past_due: [],
    pending_verification: []
  },
  metadata: {},
  payouts_enabled: false,
  requirements: {
    alternatives: [],
    current_deadline: null,
    currently_due: [
      'business_profile.mcc',
      'business_profile.url',
      'business_type',
      'external_account',
      'representative.first_name',
      'representative.last_name',
      'tos_acceptance.date',
      'tos_acceptance.ip'
    ],
    disabled_reason: 'requirements.past_due',
    errors: [],
    eventually_due: [
      'business_profile.mcc',
      'business_profile.url',
      'business_type',
      'external_account',
      'representative.first_name',
      'representative.last_name',
      'tos_acceptance.date',
      'tos_acceptance.ip'
    ],
    past_due: [
      'business_profile.mcc',
      'business_profile.url',
      'business_type',
      'external_account',
      'representative.first_name',
      'representative.last_name',
      'tos_acceptance.date',
      'tos_acceptance.ip'
    ],
    pending_verification: []
  },
  settings: {
    bacs_debit_payments: {},
    branding: {
      icon: null,
      logo: null,
      primary_color: null,
      secondary_color: null
    },
    card_issuing: { tos_acceptance: [Object] },
    card_payments: {
      decline_on: [Object],
      statement_descriptor_prefix: null,
      statement_descriptor_prefix_kana: null,
      statement_descriptor_prefix_kanji: null
    },
    dashboard: { display_name: null, timezone: 'Etc/UTC' },
    payments: {
      statement_descriptor: null,
      statement_descriptor_kana: null,
      statement_descriptor_kanji: null
    },
    payouts: {
      debit_negative_balances: false,
      schedule: [Object],
      statement_descriptor: null
    },
    sepa_debit_payments: {}
  },
  tos_acceptance: { date: null, ip: null, user_agent: null },
  type: 'custom'
}
next.js

1条答案

按热度按时间
dm7nw8vv

dm7nw8vv1#

支出表示从Stripe内的Stripe账户余额转移到Stripe外的您自己的银行账户（或借记卡）的资金。

这不是你想要的，因为你正试图将资金转移到你的卖家的银行账户。为此，您首先需要将资金转入卖家的Stripe账户余额。要做到这一点，您必须创建一个转账，它表示在Stripe内的一个Stripe帐户余额与仍在Stripe内的另一个Stripe帐户余额之间移动的资金。
一旦您将资金从您的平台余额转移到卖家的账户余额，您将能够创建一个Payout，将资金从他们的余额发送到他们在Stripe之外的银行账户。
现在，这不仅仅是创建一个传输。要代表第三方卖家接受付款，您必须收集有关该卖家的详细信息，然后他们才能收到资金，例如他们的地址或出生日期。您还必须让他们接受Stripe的服务条款。
花时间阅读Stripe在其文档中提供的有关自定义帐户here的详细信息至关重要。您很可能希望选择不同的方法，例如使用Express帐户和Stripe自己的入职路径。不幸的是，这远远超出了StackOverflow答案所能解释的范围。我建议先仔细查看他们的文档，然后联系他们的支持团队，否则here

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